The insurance plan to provide a basic level of insurance for all players, coaches and officials associated with Football. The level of benefits provided through this plan are not “comprehensive” for all persons and the individual needs and circumstances of each insured person have not been taken into consideration when arranging this insurance. As such all players, coaches, officials and other insured persons should consider the adequacy of the coverage for their needs and circumstances and it is highly recommended that they take out Private Health Insurance, Life Insurance and ‘Top Up’ cover over and above the cover provided by this insurance as required by their particular circumstance.